# Quarryland Capital Group > Quarryland Capital Group is a small-business funding broker at 708 N Grand Ave, Nogales, AZ 85621 (phone (520) 200-8960). It helps businesses in Nogales, AZ and across Santa Cruz County, Arizona, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Quarryland Capital Group passes funding requests to funding partners; each partner reviews a request and makes its own credit decision, rates and terms. Quarryland Capital Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Quarryland Capital Group does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 708 N Grand Ave, Nogales, AZ 85621, United States - Phone: (520) 200-8960 - Apply: https://quarrylandcapitalgroup.com/apply/ - Service area: Nogales, AZ and all of Santa Cruz County, Arizona - Language: English ## Funding options - [Business Loans in Nogales, AZ: Owner Guide](https://quarrylandcapitalgroup.com/business-loans/): This page compares the six funding types Quarryland Capital Group can match a Nogales, Arizona request with: working capital, business term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each one is described by what it pays for, how it is paid back or collected, and what a funding partner reviews. - [Working Capital Loans in Nogales, AZ: Wholesalers, Kitchens and Contractors](https://quarrylandcapitalgroup.com/business-loans/working-capital/): Quarryland Capital Group matches working capital requests from Nogales, Arizona businesses with funding partners. This page explains how to calculate working capital and the size of a loan, what the money is used for in Santa Cruz County, AZ sectors such as produce wholesale, restaurants and construction, and how it compares with a line of credit or a cash advance. - [Business Term Loans Explained for Nogales, AZ Owners](https://quarrylandcapitalgroup.com/business-loans/term-loans/): Quarryland Capital Group matches term loan requests from Nogales, Arizona businesses with funding partners. A term loan is one amount paid back in scheduled installments. This page covers how the schedule works, using a term loan to buy a business or expand, applying online, and the records a partner reviews. - [Comparing Business Lines of Credit in Nogales, AZ: Owner Guide](https://quarrylandcapitalgroup.com/business-loans/line-of-credit/): Quarryland Capital Group matches line-of-credit requests from Nogales, Arizona businesses with funding partners. This page explains how business lines of credit work, what a commercial line of credit is, draw periods, whether a draw counts as income, and what partners review when a Santa Cruz County, AZ business asks for one. - [Inventory Financing for Nogales, AZ Companies: Owner Guide](https://quarrylandcapitalgroup.com/business-loans/inventory-financing/): Quarryland Capital Group matches inventory financing requests from Nogales, Arizona businesses with funding partners. This page explains how inventory financing works for Santa Cruz County, AZ produce wholesalers, retailers and online sellers, how an inventory line differs from a loan, what kinds of companies provide it, and what an inventory request asks for. - [Equipment Financing in Nogales, AZ: Owner Guide](https://quarrylandcapitalgroup.com/equipment-financing/): Quarryland Capital Group matches equipment financing requests from Nogales, Arizona businesses with funding partners. This page covers five kinds of equipment found across Santa Cruz County, AZ businesses, with Census counts for the industries that use them, then explains loans versus capital leases, new versus used, and how long equipment financing runs. - [Merchant Cash Advances Around Nogales, AZ and Santa Cruz County, AZ: Owner Guide](https://quarrylandcapitalgroup.com/merchant-cash-advance/): Quarryland Capital Group matches merchant cash advance requests from Nogales, Arizona businesses with funders. An advance is a purchase of future receivables, not a loan. This page explains holdbacks and factor rates, compares revenue-based financing and lines of credit, and lists what a Santa Cruz County, AZ owner should check before signing. ## Industries - [Business Loans for Nogales, AZ Industries, Sector by Sector: Owner Guide](https://quarrylandcapitalgroup.com/industries/): Quarryland Capital Group, a small-business funding service in Nogales, Arizona, groups its funding notes by industry: wholesale and produce, food and drink, health care, retail, building trades, personal care, auto and lodging, and professional services. Four industries have full pages; the rest have a note here with Santa Cruz County, AZ counts from the Census Bureau. - [Restaurant Loans in Nogales, AZ: Cash Flow, Equipment and Expansion](https://quarrylandcapitalgroup.com/industries/restaurants/): Quarryland Capital Group matches restaurant loan requests from Nogales, Arizona with funding partners. In 2023 Santa Cruz County, AZ counted 37 full-service and 28 limited-service restaurants with payroll. This page covers loans for restaurants, commercial kitchen equipment, cash advances, buying a restaurant and the records partners read. - [Medical and Dental Practice Loans for Owners in Nogales, AZ](https://quarrylandcapitalgroup.com/industries/medical-and-dental-practices/): Quarryland Capital Group matches medical and dental practice loan requests from Nogales, Arizona with funding partners. Santa Cruz County, AZ had 35 ambulatory health care employers in 2023, including physicians, dentists and other practitioners. This page covers dental build-out loans, physician practice loans, equipment, cash flow and buying a practice. - [Retail Business Loans, Nogales, AZ: How Funding Fits](https://quarrylandcapitalgroup.com/industries/retail/): Quarryland Capital Group matches retail business loan requests from Nogales, Arizona with funding partners. Santa Cruz County, AZ had 154 retail employers in 2023, from clothing stores to auto parts and general merchandise. This page covers business loans for retail, equipment, commercial loans, boutiques and what a retail partner reviews. - [Contractor Business Loans for Owners in Nogales, AZ](https://quarrylandcapitalgroup.com/industries/construction/): Quarryland Capital Group matches contractor business loan requests from Nogales, Arizona with funding partners. Santa Cruz County, AZ had 74 construction employers in 2023 and 621 construction businesses without paid employees in 2024. This page covers contractor financing, equipment, retainage, working capital calculations and the records partners read. ## Guides and calculators - [Permits, Lenders and Calculators for Nogales, AZ Businesses: Owner Guide](https://quarrylandcapitalgroup.com/resources/): Quarryland Capital Group, a small-business funding service in Nogales, Arizona, publishes two practical guides and one worksheet: a comparison of banks, credit unions and online lenders in Arizona, the city license and permit steps from a borrower's side, and an inventory days outstanding worksheet for stores and wholesalers. - [Business Lenders in Arizona: Steps for Santa Cruz County, AZ Owners in Nogales, AZ](https://quarrylandcapitalgroup.com/resources/business-lenders-in-arizona/): This guide from Quarryland Capital Group in Nogales, Arizona compares the kinds of business lenders available to Arizona small businesses: commercial banks, credit unions, loan companies and online funders. It covers what each one offers, what each reads, the questions to ask and where Quarryland's request process fits. - [Nogales, AZ Business License and Permits: A Guide for Owners](https://quarrylandcapitalgroup.com/resources/nogales-az-business-license-and-permits/): This guide from Quarryland Capital Group in Nogales, Arizona covers city business licenses, building permits and Arizona registrations from the point of view of an owner seeking funding. It explains what to confirm with the city and the state, which documents funding partners may ask for, and how permit timing affects a build-out or expansion loan. - [Use the Inventory Days Outstanding Calculator in Nogales, AZ](https://quarrylandcapitalgroup.com/resources/inventory-days-outstanding-calculator/): This worksheet from Quarryland Capital Group in Nogales, Arizona calculates inventory days outstanding from beginning inventory, ending inventory and cost of goods sold, then estimates holding cost. It is arithmetic only on the numbers you supply, not an offer, and it shows what a funding partner reading an inventory request will look at. ## Areas served - [Nogales, AZ Business Loans With Santa Cruz County, AZ Context: Owner Guide](https://quarrylandcapitalgroup.com/nogales-az/): Quarryland Capital Group is a small-business funding service in Nogales, Arizona, the seat of Santa Cruz County, AZ. This page collects the county and ZIP-level business counts from the Census Bureau, explains the lender types available to local owners, and covers produce companies, businesses for sale and commercial property from a funding point of view. - [Service Area Around Nogales, AZ and Santa Cruz County, AZ: Owner Guide](https://quarrylandcapitalgroup.com/service-areas/): Quarryland Capital Group, in Nogales, Arizona, takes funding requests by phone and online form from businesses across Santa Cruz County, AZ. This page names the places around Nogales, gives ZIP-level Census business counts where they exist, and explains why ZIP counts are not town counts. ## Company - [Small Business Loans Around Nogales, AZ: Working Capital for Produce Wholesalers and Shops](https://quarrylandcapitalgroup.com/): Quarryland Capital Group, working from Nogales, Arizona, helps small businesses price funding. It takes requests by phone or through an online form, sorts each one by the expense it covers and the date sales return the money, and matches it with funding partners, who review the request and decide on approval, amount and terms. - [The Business Loan Process for Nogales, AZ Owners: Owner Guide](https://quarrylandcapitalgroup.com/how-it-works/): Quarryland Capital Group takes funding requests from Nogales, Arizona businesses by phone or online form, discusses the expense and its timing, and matches the request with funding partners. Partners review it, may ask for records, and decide on any offer. This page explains each step and what lenders look for. - [Business Loan Questions Nogales, AZ Owners Ask: Owner Guide](https://quarrylandcapitalgroup.com/faq/): These are plain answers to common business loan questions from Nogales, Arizona owners, each linked to the page that covers it in depth. Quarryland Capital Group matches requests with funding partners, who make their own decisions on approval, amount and terms. - [About Our Business Funding Work in Nogales, AZ: A Practical Walkthrough](https://quarrylandcapitalgroup.com/about/): Quarryland Capital Group, working from Nogales, Arizona, helps small businesses price funding. It takes funding requests by phone or online form from businesses across Santa Cruz County, AZ, sorts them by expense and timing, and matches them with funding partners that review each request and make their own decisions. - [Business Loan Help in Nogales, AZ: A Practical Walkthrough](https://quarrylandcapitalgroup.com/contact/): Quarryland Capital Group is a small-business funding service in Nogales, Arizona, reachable by phone at (520) 200-8960 or through the online request form. Both routes lead to the same request process, which starts with a conversation about the expense, the price and the date that sales or customer payments bring the money back. - [Start a Business Loan Request in Nogales, AZ: A Practical Walkthrough](https://quarrylandcapitalgroup.com/apply/): The Quarryland Capital Group request form collects full name, phone, email, company name, and three range answers: time in business, annual revenue and requested amount, plus a required consent box. A funding partner reviewing the request may later ask for statements and returns. - [Before You Sign: Disclosures for Nogales, AZ](https://quarrylandcapitalgroup.com/disclosures/): Quarryland Capital Group in Nogales, Arizona is a funding broker, not a lender. It matches funding requests with partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing. ## Optional - [Full text of every page](https://quarrylandcapitalgroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://quarrylandcapitalgroup.com/sitemap.xml)